McCain’s health-care plan is a step in the right direction.  The skyrocketing costs we have now are directly related to the cost disconnect between consumers, providers and insurance companies.  Allowing consumers to chose insurance companies, in an affordable manner, will increase competition and drive down costs.

McCain’s prescription would seek to lure workers away from their company health plans with a $5,000 family tax credit and a promise that, left to their own devices, they would be able to find cheaper insurance that is more tailored to their health-care needs and not tied to a particular job.

Under McCain’s plan, $3.6 trillion worth of tax breaks over a decade that would have gone to businesses for coverage of their employees would be redirected to individuals, regardless of whether they are covered by a company plan.

“Insurance companies could no longer take your business for granted, offering narrow plans with escalating costs,” McCain said. “It would help change the whole dynamic of the current system, putting individuals and families back in charge, and forcing companies to respond with better service at lower cost.”

Read it all:  McCain Offers Market-Based Health Plan - washingtonpost.com